Agada B. Apochi – Managing Director/Chief Executive Officer

Agada Apochi is the Managing Director/CEO of Unified Payment Services Limited (Unified Payments®) which is a leading payments service provider owned by a consortium of leading Nigerian banks. Prior to his appointment as Managing Director/CEO, he worked in Unified Payments in different capacities including Executive Director, Group Head Corporate Services, General Counsel and Company Secretary. As Executive Director, he had direct executive responsibility for driving the strategy and growth initiatives of the Company. He worked previously with Union Bank of Nigeria Plc and Fidelity Bank Plc (formerly FSB International Bank Plc).

Agada played leading roles in the strategic initiatives and execution of different achievements and contributions of Unified Payments to the payments industry in Nigeria including (i) Pioneering the issuance and acceptance of EMV Chip+PIN cards at PoS terminals and Automated Teller Machines (ATMs) in Nigeria leading to reduction of ATM fraud in Nigeria by over 95% (ii) Enabled Nigerian banks to issue first-ever payment cards to Naira accountholders to be used globally (iii) First Nigerian Principal Member of a global payment scheme and the only Nigerian non-bank Principal Member (iv) Joint Acquiring company for Nigerian banks (v) First Processor and Acquirer to deploy contactless payment solutions using NFC (Near-Field Communication) technology.

Agada is an alumnus of Cornell University where he obtained his certificates in (i) High Performance Leadership (ii) Change Leadership; and (ii) Leading Execution. He also attended Lagos Business School where he completed his Advance Management Program (AMP), Bank Card Business School in Cambridge and the University of Jos where he obtained his LL.B with several academic honors and awards including University Prize for Best Graduating Student. Agada has also attended different executive programs at Harvard Business School and Insead Business School. He was called to the Nigerian Bar in 1992 after his qualification as a Barrister & Solicitor of the Supreme Court of Nigeria.

A Certified International Cards & Payments Professional (CICPP) and Fellow, International Academy of Cards & Payments, Agada is also a Chartered Mediator & Conciliator, Barrister & Solicitor, member of Institute of Directors (IoD) and International Bar Association. He is married with children.