Payarena is a value added services platform that offers customers access to services which include purchase of Airtime (Virtual Top Up, Prepaid PINs etc) for all Telcos in Nigeria, payment of bills to major utility service providers, collection services platform to public and corporate organization, churches etc and Money Transfer service. The platform accepts multiple payment options including Cards (Visa card, MasterCard, UnionPay card, PayAttitude, etc) and it is accessible on multiple channels i.e. Web (, 40,000 Point Of Sale (POS) terminals and ATMs all over the country.

Payarena offers convenience such that from the comfort of your home or office with your computer workstation, Laptop, Tablet and other mobile or handheld device or by visiting the nearest POS and ATMs, you can recharge your phone and the phone of any beneficiary of choice or make payment to utility service providers on a 24/7 basis.

Payarena is another value innovation from Unified Payments otherwise known as Unified Payment Services Limited.

Details of services offered include:

  1. Airtime Purchase

You can recharge your mobile phone or phone of any chosen beneficiary with airtime through payarena®. The service is available for Virtual Top-Up, Logical or Prepaid PINs for the major Telecommunication networks:

    • Airtel
    • Etisalat
    • Glo
    • MTN
    • Visafone
  1. Bills Payment

On a 24/7 basis, you can make pay bills to a wide range of utility service providers. These providers include (and still counting):

    • DSTV
    • GOTV
    • PHCN Eko Electricity Distribution (for both Prepaid meter and Postpaid users)
    • PHCN Port-Harcourt Electricity Distribution (for both Prepaid meter and Postpaid users)
    • Swift Networks
    • LCC – coming soon
    • Startimes – coming soon
    • PHCN Ibadan Electricity Distribution – coming soon
  1. Money Transfer

Money transfer just got easier and more secure! Customers are able to carry out money transfer transactions in many more ways and on a 24/7 basis. Transfers will be available through:

    • Card to Card
    • Card to Account
    • Card to PayAttitude

And lots more.